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How Much Can You Afford?
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Our calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.
Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs. To email yourself a copy of the results, click the Receive this Detailed Analysis link. Have questions? There's many different ways to finance your purchase. Not knowing the nuances could cost you unnecessary money. Money that you could put to better use after you move in. Talk to an experienced loan officer before making your final decision. |
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Results
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Receive this Detailed Analysis
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Your Monthly Payments
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| Loan Amount: |
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| Loan Insurance (
%): |
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| Total Loan(Mortgage) Amount: |
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| Principal & Interest: |
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| Homeowners Insurance: |
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| Property Taxes: |
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| Condo Fees: |
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| Monthly Loan Insurance (%): |
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| Total Monthly Payment: |
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| Income Needed to Qualify for the Mortgage |
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| Total Monthly Loan Payment: |
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| Total Monthly Debt Payment: |
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| Monthly Loan Insurance (%): |
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| Qualifying Income of
% GDS Ratio: |
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| Qualifying Income of % TDS Ratio: |
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| What You Can Afford |
| We are using the % ratio.
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| Cost of House: |
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| Down Payment: |
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| Loan Value: |
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| Monthly Principal & Interest: |
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| Monthly Insurance: |
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| Monthly Property Tax: |
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| Monthly Condo Fees: |
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| Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate) |
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Audry Wolff is a REALTOR with SOLUTIONS REAL ESTATE, Gilbert, Arizona
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Information in this site deemed reliable but not guaranteed for Mesa Real Estate , Gilbert Real Estate , Chandler Real Estate , Tempe Real Estate , Scottsdale Real Estate , Fountain Hills Real Estate , Queen Creek Real Estate, San Tan Valley Real Estate, Mesa Condos, Mesa Townhomes, Active Adult Communities , Gated Communities , Master Planned Communities , Golf Homes , Luxury Homes , 1 Acre Homesites , Maricopa County Real Estate. HUD Homes, Foreclosures, Short Sale, Bank-owned, REO, MLS multiple listing service data is provided by Arizona Regional MLS, a Phoenix MLS service. This website covers MLS residential or commercial property in golf course and active adult communities, gated communities, planned communities, and PUD communities. Sign up for automated searches at get email notification. Use MLS Data to assist you in buying or selling 1031 exchange homes or other real estate. Shop for homes in these neighborhoods: Seville, Spectrum at Val Vista, The Islands, Alta Mesa, Chaparral Estates, Villages of Eastridge , The Villages at Queen Creek, Ocotillo Lakes, El Dorado Lakes, Encanterra, Red Mountain Ranch , Power Ranch , Val Vista Lakes , Camelot Country Club Estates , Morrison Ranch, Las Sendas , Mountain Bridge,Boulder Mountain, Augusta Ranch , Lyons Gate Parkwood Ranch ,Stonebridge Lakes, Shamrock Estates, Apache Wells, Arizona Golf Resort , Barclay Village , Desert Sands , Dreamland Villa , Fountain of the Sun , Leisure World, Red Mountain Villas , San Tan Ranch, Sunland Springs, Trilogy at Power Ranch , and Verde Groves . Unauthorized copying of text, codes, graphics, formats, design elements, etc. is prohibited. Violators will be subject to severe legal action. Submission of any form on this site with your contact information including, but not limited to a name, telephone number, address and/or e-mail address, constitutes consent for Audry Wolff, Realtor, or a representative to contact you even if your name is on the Federal "Do Not Call List". |
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